REQUIRED FOR PURCHASE PRE-APPROVAL
Ø One Month Most Recent Paystubs
Ø Two Years Most Recent W2’s
Ø Self Employed Need Two Years Most Recent Business & Personal Tax Returns Incl All Schedules all K1
Ø Self Employed also need quarterly Profit & Loss Statement
Ø Two Months Most Recent Bank Statements (Checking, Savings, CD, 401k, IRA etc)
Ø Copy of Driver’s License & Security Card or Alternative Doc like Birth Certificate
REFINANCE ONLY
Ø CD (Closing Disclosure)
Ø Copy of Mortgage Statement
Ø Copy of Home Owners Insurance Declaration Page
Ø Copy of County Tax Bill
Ø HOA Fee. Need Document showing annual amount (If there is HOA Fee)
BORROWERS WITH MORE THAN ONE MORTGAGE
ON CREDIT REPORT
Ø Addresses to each property stated on Tax Return and Credit Report
Ø CD (Closing Disclosure)
Ø Copy of Mortgage Statement (All Properties with loan)
Ø Copy of Home Owners Insurance Declaration Page (All Properties)
Ø Copy of County Tax Bill (All Properties)
Ø HOA Fee. Need Document showing annual amount (If there is HOA Fee)